Zack Langford: 3 year-old Denied Obamacare

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sweepeaOne night before Christmas, a Hawaii-vacation-bound President Barack Obama “encouraged” American families to eschew usual yuletide meanderings around “holiday” trees in favor of donning Swee’Pea footie-pajamas while surfing Healthcare.gov.

Of course, his eponymous Obamacare law, that neither protects patients nor allows affordable acts of care, MANDATES such forays on the government’s insecure website lest one have any refund due from his anti-tea partier-IRS withheld.

The results of one family’s Merry Christmas dialogue appear below:

Dear Mr. Presdient,

I am currently typing this blog post as I sit on hold with the Healthcare.gov marketplace help line. I am doing everything I possibly can to sign up for health insurance (which is required by law) so that my family can have the care that they need next year now that our current plan has been taken away from us.

Despite repeated attempts since October (no less than a dozen, including roughly four alone last week) to submit an application and select a plan, I have run into a myriad of different issues.

While simply signing up has been extremely frustrating and still needs to be resolved, a much more pressing problem that I am having with this process is that according to my recently received eligibility notice from healthcare.gov, my kids (ages 1 and 3) are not eligible to buy health insurance through the exchange. 

What is confusing about this is that my wife and I are eligible. 

Not only is my oldest son not able to receive insurance through the exchange, he is not eligible for ANY other government program according to my official eligibility requirement.

Here is a screenshot of the eligibility notice that I received:

Screenshot 2013-12-23 22.41.51

Notice that my wife and I are eligible. Calls to healthcare.gov confirmed this, but they could not do anything to help me or answer our questions about his eligibility. Why is he not eligible when we meet all of the requirements (income level, no employer provided insurance, etc)?

Here is my problem: 

I have spent many hours on the phone help line with different healthcare representatives and not a single one can give me an answer. Each one of the representatives has said that this eligibility status is “weird” and they have all wondered aloud why my oldest son is not eligible for anything.

One even exclaimed, “That’s not right!” 

Each one told me that I could appeal the decision and that to appeal I should check the page on the healthcare.gov site that gives instructions about how I should go about appealing. However, they also made it clear that because this process takes two weeks, either way, we will not have insurance on January 1 if we don’t sign up by today.

If I do not receive a favorable judgment in my appeal, I will have no choice but to buy health insurance at full price for my boys (one of which desperately needs surgery on his ears).

Again, my question is: Why are they not eligible when we meet all of the requirements?

Having previously purchased private insurance I am completely willing to do this, but after taking an initial look at premiums and deductibles I am going to be paying much more than ever for health insurance, with WORSE COVERAGE. Here is a screenshot of the first quotes that I have received after checking in the last couple of hours.

Screenshot 2013-12-23 13.59.21

Also, this is a quote for only one of my boys; I would have to buy another plan for my other son.

THIS IS NOT DOABLE for us financially. 

What I am asking:

I do not spend a lot of time voicing my political opinion and have been extremely patient (see my detailed experience here) in giving the government time to fix the website and system, but since you have failed to meet the goals that you set for us and for yourself, I am simply holding the government accountable to the promise that was made to not deny anyone affordable healthcare coverage.

At the very least, I feel that it is not unreasonable for me to ask for an explanation about why my son has not been allowed to sign up.

I am not throwing stones or doing this to rebel against the governmental authority that is over me, I am simply writing  to you on behalf of my boys who have been denied what you think they should be required to have.

I am also asking anyone who comes across this letter to send it on and share it to bring awareness to the situation.

Thank you –

Zack Langford and Family

JoeForAmerica encourages Americans to let their voice be heard in the offices of Congressmen that voted for, or subsequently supported, the Patient Protection and Affordable Care Act.  Many on this list have already been discharged from elected office, but for President Obama and the ones that remain, we would like to ask, “Why did you ignore the majority of Americans and make this travesty a law?”

HOUSE

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